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<p><em>Delve <a href="https://www.delve.com/news/delve-expands-services-with-digital-acquisition" target="_blank">acquired altr</a>, a digital design and innovation firm, in 2023. altr completed the work below before the acquisition. <a href="https://www.getaltrd.com/" target="_blank">Learn more about altr.</a></em></p>

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<p>We can help you build seamless experiences with digital strategy and design.</p>

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<h2>Learn & Plan</h2>
<p>When people end up paying more in interest than what they’ve borrowed on a loan or credit card, it creates a vicious cycle of debt for those who can least afford it. After a lifetime in financial services, Kevin Devaney knew there was a better way for these people to access money when they needed it, and our research with individuals struggling with debt confirmed it was time for a new approach.<br></p>

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<h3>Key Project&nbsp;Methods & Deliverables</h3>
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<ul><li>Brand development</li><li>Product design</li><li>Product strategy</li><li>Campaign development</li><li>Visual design</li><li>Competitive analysis</li><li>Facebook integration</li><li>Responsive web development</li></ul>

<h2>Concept & Test</h2>
<p>Working with our team at Delve, Kevin envisioned a new financial service built around community lending: a way to help people save and get cash advances for necessities like rent, education, and transportation without relying on payday loans and credit cards. Together we created a new brand and business model to make this idea a reality.<br></p>

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<h2>Design & Deliver<br></h2>
<p>Divvy is an online community lending pool. At Divvy, this time-tested concept has been reimagined and put to work to help solve one of society’s biggest challenges. People who previously felt that they had no choice but to risk their future in order to pay their bills today, can now work together to start saving and paying for life’s regular and unexpected expenses.<br></p>

<p><strong>Tap the left/right arrows below to explore Divvy's custom illustrations.</strong></p>
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<p><strong>Learn more about&nbsp;<a href="https://www.delve.com/digital" target="_blank">Delve Digital Product Design & Strategy Development</a>&nbsp;services.</strong></p>

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<p><strong>After a lifetime working in financial services, Kevin Devaney knew there was a better way for people to borrow on loan or credit card that wouldn’t contribute to a vicious cycle of debt. Kevin looked to Delve to research individuals struggling with debt and designed a new product built upon community lending.</strong></p>

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Divvy: Digital Community Lending Pool, Reimagined

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After a lifetime working in financial services, Kevin Devaney knew there was a better way for people to borrow on loan or credit card that wouldn’t contribute to a vicious cycle of debt. Kevin looked to Delve to research individuals struggling with debt and designed a new product built upon community lending.

After a lifetime working in financial services, Kevin Devaney knew there was a better way for people to borrow on loan or credit card that wouldn’t…

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After a lifetime working in financial services, Kevin Devaney knew there was a better way for people to borrow on loan or credit card that wouldn’t contribute to a vicious cycle of debt. Kevin looked to Delve to research individuals struggling with debt and designed a new product built upon…

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Divvy: Digital Community Lending Pool, Reimagined

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